First Time Home Buyers Program

Tampa Florida First time home buyers are now benefiting from down payment assistance programs through their state, counties, and with some special lender programs across the state of Florida. has helped hundreds of families with down payment assistance up to $45,000.  First time home buyer are also utilizing some special financing programs that are designed to lower their monthly mortgage payment by hundreds of dollars when utilizing our in-house lender. This is an optional to our buyers as we continue to strive for excellent service by providing convenience while helping them save thousands of dollars in closing costs.

A “first-time home buyer” is classified as a potential home buyer who has not owned a home within the last (3) three years from the time they purchase their next home.

In some cases, the “first-time home buyer” requirement can be waived.

If you are ready to learn more about the First Time Home Buyer Program, please contact us today with no obligation.

Also, see our Free Credit Improvement Program that we service for buyers that are not quite credit ready yet or that require just a few more points to achieve some of the special financing programs mentioned above.




Contact them, you’ll be glad you did!

“My wife and I were first time home buyers who had bad experiences with other realtors before we contacted Jose Mejia. Jose was amazing! He worked directly with us through the whole home buying process and he went above and beyond are expectations! I definitely recommend that anyone who is in the Market for a realtor should first contact Jose and his team, you'll be glad you did.”

— Franco Karlowicz

Jose can create a clear plan so you don’t stress about the details!

“I recently sold my home and purchased my 2nd home using Jose’s assistance. Selling and buying at the same time can be super stressful.. but Jose and his team made it as smooth as possible!! Thank you to Jose and the team for all your hard work!”

— Tenika Rueda

Expect patience and transparency from this team!

“Jose Mejia and his team are very professional and courteous. I thank the entire team for all they done for me. They were very patient with me throughout the entire home buying process. I can't thank them enough.”

— Tammie Williams


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