Our Credit Program

The number one reason that most don't purchase is because they can't figure out the credit aspect of the process. This is something that we have figured out how to help you.

Newhomeprograms.com created their flagship service called Credit EnhancementProgram™. Our team has inherited this service and we are currently assisting families with this program. “Your Solution to Home Buying!”

I like to think that credit is like our own DNA and trying to figure out what is the makeup of what can help it when doing credit repair. Much of our discouragement stems from a lack of knowledge. The truth is, everyone's credit repair will differ from the next. Some much more easier than others but nevertheless there is always a credit repair plant to help you.

Newhomeprograms.com is neither a Credit Repair nor Credit Restoration company. When dealing with credit issues, our team are trained to first educate, then originate and finally implement a unique strategy for each home buyer. The goal of our program is to help you qualify for a home mortgage based on mortgage lending guideline requirements.

Newhomeprograms.com has been assisting credit challenged home buyers since 2004. Our 3 step system is simple:

  • Educate – Learn how credit works and understand what mortgage lenders look for in a prospective borrower. Understand the mathematics behind credit scoring.

  • Originate – Establish a game plan to overcome credit issues and prepare for a home mortgage. A detailed plan, unique to the homebuyer will be put into place. Our knowledge and technology are used in this step to determine precisely what needs to be done and how long will it take to get you to your goals. This is a credit simulation that we utilize as we see fit to the right individual.

  • Implement – Take action by working towards the goal of obtaining a mortgage loan. Our Realtors® will hand walk the home buyer through the entire process from start to finish.

We use the latest technology that has helped hundreds of first time home buyers , repeat home buyers and sellers since 2004 and still today, it’s FREE!

Contact Us Today Get started with Credit Enhancement Program™ Today!

Also, it’s never too early to start thinking about buying a home even if you are in a lease. See our Lease Buyout Program for more details! On




Upmost Professionalism!

Jose was an invaluable help to us in our quest to find a home, even taking time from his holiday weekend to keep in touch with us. Everything was handled with the utmost professionalism and care, and we are thrilled to have found our dream home. Thank you, Jose, for everything you did to help make our dream come true!

— Diane Frusco

Working on our Credit!

Jose started working with my husband and I to help us to buy our first house. Right know we are working on our credit, he has help us every step of the way! He is just amazing!I pray that soon we will be home owners.

— Jennifer Aquino

Our dream became to true!

Thanks to Jose and his team for making our dream come true. He helped us with all the information on purchasing a home and bam! We got it. Couldn’t do it without you. 

— Alex Castro


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